September 21, 2026

Wildfires can cause far more than visible burn damage. Smoke, soot, ash, heat and firefighting efforts can also lead to significant property losses. With wildfire activity affecting communities across Colorado, Nevada, Oregon, Texas, Washington and other states, property owners should know how to prepare before a loss occurs—and what to do if their property is damaged.

Our Wildfire Insurance Claim Guide explains how to document your property, review your insurance coverage, preserve evidence, identify smoke and ash damage, and protect your claim after a wildfire.