Dragon Slayer® Property Insurance Journal

A fire can turn your life upside down in minutes—but the insurance process that follows is often just as overwhelming. From hidden smoke and water damage to disputes over rebuilding costs, fire insurance claims are far more complex than most property owners expect. Learn what to watch for, how insurers evaluate claims, and how experienced legal guidance can help you recover the full value you deserve after a devastating loss.

Texas courts and regulators are reshaping property insurance claims in 2026. From the Texas Supreme Court’s In re Ace decision expanding appraisal rights, to new TDI appraisal rules and the Fifth Circuit’s discussion on concurrent causation in storm claims, these updates could significantly impact policyholders, contractors, and insurance disputes across Texas.

Storm damage can be overwhelming, but the first step in any successful insurance claim is understanding your policy. From deductibles to roof coverage and ACV vs. RCV, knowing the details can make or break your recovery.

When property damage hits a franchise location, determining who is responsible for the insurance claim isn’t always clear. This blog breaks down the roles of franchisees, franchisors, and landlords, highlights common coverage gaps, and explains when to bring in a public adjuster or attorney to ensure your claim is handled fairly.

After property damage, many policyholders consider hiring a public adjuster to help navigate the insurance claims process. But how do you know if the professional you’re working with is operating ethically and in your best interest? In this blog, Green, Klein, Wood & Jones explains the role of public adjusters, the standards they must follow, and the key signs policyholders should look for when choosing a trusted professional to help with their claim.

What did your property look like before the storm?

That question can determine whether your insurance claim succeeds or fails. Texas courts require policyholders to prove and segregate covered damage from pre-existing conditions or prior storms. Without documentation of your property’s pre-loss condition, recovery can be significantly limited — or lost entirely.

In this article, we explain why proactive inspections and proper documentation are essential to protecting your claim.

Following the recent Texas freeze, many homeowners and businesses are facing water damage from frozen or burst pipes. We help policyholders navigate Texas water-damage insurance claims and offer free claim reviews to answer questions and protect your claim.

Real estate finance is evolving faster than ever, and AI is at the center of this transformation. From automating underwriting to predicting market risks, AI is reshaping how lenders, investors, and insurers make critical decisions. But with great power comes great responsibility—human oversight is essential to prevent bias, ensure transparency, and maintain ethical standards.

Learn how hurricanes, hailstorms, and other seasonal weather events influence Texas insurance law. The Texas insurance lawyers at Green, Klein, Wood & Jones explain how storms shape coverage disputes, appraisal cases, and policyholder rights across the state.

SB 458 takes effect in 2026, but TDI’s proposed rules may reshape the appraisal process in Texas insurance claims. Learn about timing, umpire issues, and qualifications before the October 6 comment deadline.