Dealing with complex commercial insurance claims can be daunting. Learn essential tips to streamline the process and protect your business interests.
In Texas, contractors involved in the repair and restoration of properties may unknowingly find themselves in violation of the insurance code provisions which specifically designate certain practices as requiring a public adjuster’s license, specifically Tex. Ins. Code § 4102. This has commonly come to be called the Unlicensed/Unauthorized Practice of Public Adjusting (UPPA).
Recently, on a prominent insurance forum, a question was asked regarding the specific deadline for filing an insurance claim in Texas, and how to determine what that deadline might be. Responses varied widely, with only a handful of answers nearing accurate.
Insurance policies are extremely complicated legal documents, written by teams of lawyers, consultants, and actuaries. They are repetitive, circular, and very difficult to understand.
If your property was damaged by Hurricane Beryl, you are likely in the process, or about to begin the process of filing an insurance claim. Many people will only experience one or two insurance claims in their lifetime, and do not know how to navigate this uncertain time. While every claim will differ somewhat, these four tips will help you begin this process, and ensure you are treated fairly by your insurance company.
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